Auto Insurance AUTO

Preferred Automobile  Liability Only  SR22  Non Owner

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Homeowners Insurance HOME

Preferred Home Owner,  Condo  Dwelling Fire  Renter

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Motorcycle Insurance MOTORCYCLE

Motorcycle Liability, Physical Replacement & Guest Rider

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Trucking Insurance TRUCKING

Commercial Auto Liability, Physical Damage,  Cargo,  Trailer Interchange 

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Workers Compensation WORKERS COMP

No Payroll policies to $1,000,000 Payroll  Save up to 60% on Workmen Comp 

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Commercial Auto Insurance


Commercial Auto Insurance Information

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.

Thank you for your interest in Elgin South Insurance. We work to find you the best policy to fit your needs and budget. Please feel free to call us with any questions at 847-429-1111 or email us and an insurance agent will reply promptly.

Insuring:  Hampshire, St. Charles, Algonquin and Chicago, Illinois

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