Auto Insurance AUTO

Preferred Automobile  Liability Only  SR22  Non Owner

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Homeowners Insurance HOME

Preferred Home Owner,  Condo  Dwelling Fire  Renter

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Motorcycle Insurance MOTORCYCLE

Motorcycle Liability, Physical Replacement & Guest Rider

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Trucking Insurance TRUCKING

Commercial Auto Liability, Physical Damage,  Cargo,  Trailer Interchange 

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Workers Compensation WORKERS COMP

No Payroll policies to $1,000,000 Payroll  Save up to 60% on Workmen Comp 

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General Liability Insurance


General Liability Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


General Liability Insurance Information

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

Broad Range of General Liability Protection
  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts
  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

Thank you for your interest in Elgin South Insurance. We work to find you the best policy to fit your needs and budget. Please feel free to call us with any questions at 847-429-1111 or email us and an insurance agent will reply promptly.

Insuring:  Hampshire, St. Charles, Algonquin and Chicago, Illinois

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